We dive deep into your business’s credit profile—examining payment history, utilization ratios, and report accuracy—to uncover both strengths and vulnerabilities. Our collaborative approach keeps you informed at every step, with continuous feedback and tailored action plans designed to steadily strengthen your creditworthiness and unlock better financing opportunities.
Credit Analysis
At Josh & Cal Consulting, we specialize in providing customized credit analysis solutions that address the unique needs and challenges of your business, ensuring you receive expert guidance tailored to your financial goals.
OUR PHILOSOPHY
Hands-On Credit Analysis Process
Transparent, Fixed-Fee Credit Analysis
At Josh & Cal Consulting, we provide credit analysis through a fixed-fee model, charging exclusively for our expertise and time. By eliminating commission-based conflicts, we guarantee unbiased insights focused entirely on strengthening your credit profile and unlocking optimal financing options for your business.
Fiduciary Approach to Credit Analysis
At Josh & Cal Consulting, we adhere to a fiduciary standard, prioritizing your business’s credit health above all else. Every recommendation we provide is based solely on what’s best for your financial well-being, ensuring unbiased, transparent advice that helps you build a strong credit foundation and access better financing options.
Expert Credit Analysts, Not Salespeople
At Josh & Cal Consulting, your credit analysis is conducted by seasoned credit specialists—never by commission-driven sales representatives. We deliver purely advisory services, offering objective, data-driven insights to strengthen your credit profile. With complete transparency and no hidden agendas, our sole focus is on advancing your business’s financial integrity.
Preparing For Your Future
Achieving Your Vision
Understanding and improving your business credit is crucial for long-term financial success. At Josh & Cal Consulting, our experienced team works with you to assess your credit status, identify areas for improvement, and create a tailored, actionable plan to boost your creditworthiness and help you access better financing opportunities with confidence.
Our Process
How Can Our Team Help You to Reach Your Goals
01
Learning About You
Schedule a 30-minute call with our professional to discuss your goals and how we can help. This phone or Zoom call also outlines who we are and our process.
02
Organized Meeting
Meet with our team to gather the necessary data for your Financial Plan. We’ll discuss your finances, lifestyle, and goals, including investments, assets, expenses, and income.
03
Plan Meeting
Our advisor will present your personalized financial plan, ensuring it aligns with your evolving needs and goals, and provide clear steps to help you reach your financial objectives.
04
Implementation
Your advisor will send a copy of your plan with an actionable list of recommendations. We’ll implement and manage these, keeping you updated.
Testimonials
See What Our Clients Are Saying
Why us?
You’ll Know What
You’re Getting
Builds Wealth
Steps to Take Next
We are Transparent Like that. No Gimmicks.
